Low-Cost Health Insurance for Low Income families - How To Save Your Money
Many low income families have experienced a crisis due to the recession and the increased cost in health care programs. According to a study done by the Commonwealth fund in 2007, 97% of American families who earned more than $60,000 per year stated that they carried health insurance to help shield them from unexpected emergencies.
Shockingly, those who were in a lower income bracket showed that 53% of them had no insurance or had experienced a lapse in their health coverage in the previous year.
Not carrying low cost health insurance for low income families can have devastating effects on American's lives. Those who do not carry health are 5 times more likely to try to avoid seeing a physician for either urgent physical care or preventative care due to the rising cost of these visits.
The Institute of medicine has shown that over 19,000 deaths have occurred in 2008 from diseases that were 100% preventable just by having low cost health insurance for low income families.
For those who do not carry low-cost health insurance programs, the average cost of a single emergency room visit averages around $3300. And this is what those who do not have health coverage opt for in emergency situations. This shows that having coverage can actually shield Americans in times of disaster.
It has been estimated that over one third of families who do not carry health coverage report that they have a very difficult time paying their medical bills and they have had to change their lifestyle in order to make their monthly payments.
Low cost health insurance for low income families are available for every American but the uninsured say that they cannot afford it. It is only because they have not been presented with plans that are fit to meet their income needs. Click here to get cheaper health insurance now and protect your family's health.