What is Neuro-Linguistic Programming or NLP? And what can I do with it to improve my life? A year ago I was confused, wasn't sure what did I want from my life, had a few goals but didn't know how to reach them; I was anxious and constantly worried about the future. After browsing the internet I found something called NLP. It promised to change my life, to make me successful, to help with anxiety etc. I thought I would give it a...more
Term life insurance policies are gaining popularity day be day because of the cheap premium rate. As compared to whole life insurances, term life insurance policies need less investment since they dont over life time coverage. These policies will insure your life for a certain period of time and if the policy holder dies within that specific time period, the beneficiaries will get the compensation.Before you buy a term life insurance policy it is...more
When you apply for a life insurance policy to protect your family and their assets after your death, your health and lifestyle will be scrutinized by life insurance underwriters in order for them to determine what kind of risk you will present to the insurance company once you are insured. It is this risk, and the resulting likelihood of death, that will determine whether or not your life insurance policy can be issued, whether the death benefit can be immediate or needs to be graded, and how much your premium will be.There is nothing that a life insurance applicant needs to do to prepare for underwriting but if you are in a hurry for your policy to be underwritten and subsequently issued, there are some things that you can do to speed the process up.1. Get your records.Depending on your age, health and the amount of life insurance death benefit you are applying for, the underwriters may need to see your last 5 years' worth of medical records. They can order these from your doctor's office, but it can take a few days for them to get there. Instead, you can get a copy of your own records (in a sealed envelope from the doctor's office) and send them to the insurer...more
You may think of life insurance in very simple terms: you buy a policy so that your loved ones will have some financial assistance when you die. But if you have assets of $1 million or more, you should view life insurance as a tool kind of a Swiss army knife, in fact. Life insurance has many potential uses in estate planning, and a life insurance...more
With many more Americans living past age 80, the need for long term care is rising, and so is the interest in long term care insurance. Yet, a 2006 AARP study noted that most Americans surveyed were underestimating the rising costs of LTC, and presupposing that government programs would provide adequate assistance.The different care options. Most...more
Jewels are for sure a ladys best friends; there is so much a lady can do with the jewelry as there are a number of possibilities. It is essential to take precious pieces of art so that they have a longer life. It is important to care for the jewels so they stay beautiful for a long time.The vintage jewels are such pieces of art that make the wearer look beautiful and well kempt. These ornaments should be cared for. There is a whole process that needs to be followed to care for the ornaments and keep them shining for a longer period of time. The ornaments are very delicate and hence should be handled with a little extra care and caution. They should be handled with soft and easy hands. Besides it is very essential to keep the glow of the ornaments for long. The ornaments should be kept out of reach of water or any sort of moisture. This is something that makes the ornaments dull and makes them lose their shine and luster. To keep vintage jewelry safe and ever glowing one needs to take the best care of them. There are lots of other things one needs to do like keeping the jewels in a zip lock package and in cotton. Wedding rings should be kept away from perfumes and other sprays as...more
Why You Should Consider Purchasing a Life Insurance Policy Whilst we don't want to have to think about our own mortality, life insurance can be essential for anybody who is looking to ensure that their loved ones are provided for once...more
Moving On in Midlife: The Challenges and Opportunities Midlife can be a time for many individuals to reassess where they may want to live over the next stage of their life. In some instances, if children are grown, a current house may now be...more
Before you buy life insurance, please take some time to learn about it. That way you can make a good choice. You will need to decide how much coverage you want, how long you want it for, and what type of policy to buy! Term insurance is very popular...more
This sounds like a peculiar title for an article. What has Wealth Creation got to do with the purpose of life you might ask? Im gonna argue that it has a lot to do with it. Wealth Creation at its core signifies the creation of something of extended...more
A major element of the American dream for anyone is owning a house of their own, and the quest for realizing this goal is an expensive one. Once we have picked our mortgage loan we find that, the monthly obligations end up taking a large slice of our...more
Choosing a Life Insurance Should Be with the Best Interest of Your Family A cheap life insurance is probably one of the most sought alternatives to financial necessities. Because of its cheaper costs, many ordinary earning individuals get hold...more