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Learn More About Mexico Rv/auto Liability Insurance

Learn More About Mexico Rv/auto Liability Insurance

Going to Mexico this winter with your RV? Learn more about Mexico Liability Insurance

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"Explorer RV Insurance Agency encourages anyone considering traveling to Mexico to check with the State Department first. They issue travel alerts that can keep you updated on areas to avoid.

Americans visit Mexico every year, and a large portion of them enter via RV, car, and truck. If you are planning to cross the U.S. border and drive your vehicle into Mexico, you must seriously consider Mexican domiciled car insurance. Without it, you have no coverage to reimburse you in the event of damage to or theft of your vehicle. Whats more, you and your vehicle can be detained in the event of an accident.

Mexico liability insurance policies for your RV are very flexible and affordable. Policies are offered on daily, six-month, and annual terms. Price is primarily based on the following factors: The number of days you are going to be in Mexico; If you purchase physical damage coverage, the value of your vehicle is considered (but most RV specialty companies can cover this for less, so check with a company like National Interstate Insurance to find out more);The liability limits you choose to cover you; and Level of travel, legal, and roadside assistance coverage you choose (remember your roadside coverage in the U.S. does not cover you in Mexico, so please purchase accordingly). Learn More About Mexico Rv/auto Liability Insurance


Optional to purchase coverages:

"Fixed Deductibles" - this coverage applies to coverage of theft of or damage to your vehicle;

Vandalism and partial theft coverage;

If you purchase physical damage coverage, all repair and claims can be settled in the U.S.A.

Third Party Liability - in the event of an accident, this coverage protects you from bodily injury or property damages to third parties;

Legal Assistance - third party liability limit for a covered loss in the event you need a bail bondsman or legal assistance;

Medical Payments - will pay medical expenses as a result of a covered vehicle accident of $10k USD per person / $50k USD per accident;

Roadside Assistance - towing, emergency delivery of fuel, flat tire service and more;

Travel Assistance - emergency communications and messaging, emergency money transfer and more; and

Medical Assistance - 24 hour medical assistance, Land and Air Evacuation and more.

Other things to consider when entering Mexico,Correct Identification:For the latest Mexico entry requirements: Contact the Embassy of Mexico website, or call the Embassy at (202) 736-1000 or any Mexican consulate in the U.S.Land travelers must have a valid U.S. passport or a U.S. citizenship document accompanied by acceptable photo identification, such as a state or military issued ID. A passport or passport card is the best method of providing this information. As of March 1, 2010, all U.S. citizens are now required to present a valid U.S. passport to enter Mexico. This does not apply to the Baja region of Mexico.

Pets must have a health certificate to be able to enter Mexico. Click here to see where to get a health certificate.

For Longer trips, register with the US Embassy or Consulate:Register with the U.S. Embassy or Consulate and make your presence and whereabouts known, in case it is necessary for a consular officer to contact you in an emergency or disaster. American consular officers can assist in evacuation, if it becomes necessary. Register with the nearest US Embassy or Consulate through the State Departments travel registration website.

How to reach the U.S. Embassy:

Telephone: From the United States: 011-52-55-5080-2000

From Mexico: (01-55) 5080-2000

Long distance within Mexico: 01-55-5080-2000

You may also contact the Embassy by e-mail at: ccs@usembassy.net.mx. The Embassy's Internet address is http://www.usembassy-mexico.gov/.

Give Your Passport ID Numbers and Itinerary to Someone at Home:

Leave your detailed itinerary and ID numbers with a friend or relative in the US in case of an emergency.

Obtain the Consular Information Sheet for Mexico:Click here to access the Consular Information Sheet for Mexico.

Check for any Department of State Travel Warnings.Click here to learn of any Mexico Travel Alerts or Warnings.

Personal Safety Advice:Women traveling alone are especially vulnerable and should exercise caution, particularly at night. Victims, who are almost always unaccompanied, have been raped, robbed of personal property, abducted, or held while their credit cards were used at various businesses and Automatic Teller Machines (ATMs).

US citizens should be very cautious in general when using ATMs in Mexico. If an ATM must be used, it should be accessed only during the business day at large protected facilities (preferably inside commercial establishments, rather than at glass-enclosed, highly visible ATMs on streets).

Whether you are going for a weekend vacation or for winter vacation, you need to feel secure that everything is going to be okay when the unexpected happens. A specialty RV agent can provide you with the right coverage to fill those gaps that can exist. Please consult with an agent before your next trip to Mexico!

by: Tod Carney
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Learn More About Mexico Rv/auto Liability Insurance