Water Damage Vancouver BC - Strata or Home Insurance coverage? Water damage can be one of the most devastating and stressful events for homeowners, especially when people are caught off guard. Insurance policies are sure to exclude different types of water damage, but what types exactly? If your home is rattled by a flash flood, will your home insurance policy provide flood insurance coverage? What about drainage or leakage problems, will...more
Home Insurance Is Essential, Not Optional Car insurance is quite easy to understand. You take out insurance on your car, your car is stolen or you are involved in an accident – your car gets replaced or fixed. So let's apply this same logic to your home. Your home will probably never get stolen (a caravan or motor home does not count as a home!) and therefore will not need to be replaced… and how badly can a house really be...more
Get CLUEd Up Before Buying | History of Water Damage Can Effect Home Insurance It is common knowledge that if you make a claim on your home insurance you can have an adverse effect on your insurance rates, or you could risk getting your policy completely cancelled. But it is not so commonly known that a properties claims history can equally jeopardise your insurance.Even if you have never previously made a claim, buying a house which has a history of claims could result in having to pay an unexpected price. Insurance companies exchange information on previous claims to protect themselves with (obviously) no regard for the new homeowner, who is now knee deep in burdening the responsibility should an accident occur. History of water damage is a particular qualm for Insurance companies; if water damage repairs are not conducted thoroughly there is a risk of the water damage reoccurring which can result in a big pay up for the insurance company.If you are considering purchasing a property, you can request a Comprehensive Loss Underwriting Exchange Personal Property (CLUE) report which comprehensively details a seven-year history of all claims made on a property. A single report...more
The name actually describes the vehicle perfectly when called a motorhome since it is a home with a motor. It is also a home on wheels that is propelled down the road by the motor. In essence, it has to act providing a dual purpose for its owner. It needs to get the motorhome owner from point A to point B plus act as a home while away from home....more
Get the Best Deal on Your Home Insurance Although the recession is loosening its grip on many people, there are still plenty of others who are struggling against its war on their finances. And even if you're one of the luckier ones, that doesn't mean you should forget about trying to save money - because there's nothing quite...more
Although there are many aspects about motorhome cover that may seem beyond your control, there really are many areas where you will be in the driver seat and can dictate what is covered and what is not. This will also help you maximise your investment in the insurance that is mandated by law in the UK for all motorhome owners.OK, Where You Want To Go?You are definitely in the driver seat when it comes to a certain number of aspects about how motor cover is priced, including the number of miles you are going to drive in any given year, as well as where those miles are going to be driven. For example, if you plan to only motor one or two weeks a year on holiday and limit your travel to the UK, this will be reflected in the premium you pay. Motorhome users who are constantly on the road and travel throughout the European continent are going to pay much higher premiums. So, if you never plan on travelling beyond UK shores, make sure that European travel cover is omitted from your policy. However, in the event that you wind up on a trip to the continent and are involved in an accident, you will not have any cover. This could be an incredibly irresponsible and financially detrimental...more
There is no consumer alive who does not wish to discover the best insurance savings while also obtaining the best cover possible. This is why it is important for an individual purchasing a motorhome to find the best budget insurance possible, but...more
No doubt there are plenty of excellent, still well-conditioned second hand motorhomes that are great investments for people who are looking for a vehicle in order to go on holiday. Motoring is a great way to enjoy a holiday and provides the owner...more
Your Homeowner Insurance Coverage is Wrong House owner coverage is an important component of any good financial plan. Since our homes are probably our biggest assets, protecting ourselves by having the right amount of coverage is...more
There is much more to homeowner's insurance New Jersey then just necessity. Three little known and never thought about benefits to this type of policy protect policyholders. If the house has a mortgage lenders require this protection; left to...more
Ways To Obtain Quotes For Home Insurance Before Your Loan Closing If you are purchasing a home in South Florida, you will be required to provide the lender with Evidence of Insurance for the property prior to home closing. The lender will...more
Tips on Auto Moving and Preparation If you will soon need to transport your car, Auto Moving and Preparation is a simple guide to help you in transporting your car successfully without having too much stress and hassle.If you are in need of...more