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Buying A House Or Property Need Not Be Complicated

Many people think that buying property can be a complicated process. In breaking with this tradition, Umbrella Real Estate believes that we can overcome this complication. This step-by-step guide has been designed to walk you through the process of buying property.Step 1: Register Your Interest - The first step is always to contact us by calling our landlines or by registering your interest online or via e-mail. We recommend you go directly to...more

Median Incomes Do Not Support Median Home Prices: Umbrella Real Estate Can Help You Find Rental Home

When you rent, most people mistakenly assume the decision is made out of necessity, not rationality. But there is a very good reason to rent in today's recession-stricken market: median incomes do not support median home prices.The problem is not just the recession. The home prices that we are seeing today fluctuate or rise according to factors in the recession. Because of this, home prices have deviated from the fundamental formula that has...more

Why Choose Home Rental Over Ownership?

The recession experienced all over the world (and especially here in the Philippines) has caused prices of properties to drastically fall. Others might think that the drop in property rates is a good thing as more people can now afford to purchase their own property.On the contrary, acquisition of Philippine real estate has become harder than ever. Interest rates have gone extremely high, making the overall price of properties high as well. Thus, mortgages are now hard to obtain.To cope with the ongoing recession, experts like Umbrella Real Estate advise people to resort to home rental instead of purchasing properties. Whether one is searching for Manila houses, apartments in Manila, or Manila condos, there are options in the market available for them.As property ownership and mortgage acquisition gets harder and harder, people begin to resort to home rental. This continuous increase in demand for rental properties has caused very good consequences for the rental market.The rental market is in very sound condition right now. Quality condo Makati, Fort Bonifacio condo or Global City condo are available in various choices. One can end up in their dream home without the worries...more

Why Choose Umbrella Real Estate To Sell Your Home?

1. High Rates of Inquiries - Umbrella Real Estate is fast becoming one of the Philippines' most recognizable Philippine realty brands attracting hundreds of buyers every month. In addition, our advanced technology allows us to market your property to buyers across a vast network of online resources. Our vast listings of Manila homes, Manila...more

Miami Luxury Homes 4 Things To Check For New Construction Buyers

1. Builder reputationNew construction Miami luxury homes are serious undertakings, not to mention pricey. So to make sure that everything will be perfect right from the start, make sure you get a commendable builder. The person you choose must be cooperative and open to communication and suggestions. This is a home you plan on living for the next...more

Miami Beach Real Estate For Buyers 4 Risky Deals When Buying A Home

1. Full FinancingYou might have heard of zero-down financing mortgages. Even in todays economic and credit crunch, you can still buy a Miami Beach real estate home without any money down, at the cost of future financial woes. Homebuyers who cannot come up with a down payment are forced to look for another lender who can give them a second mortgage amount. Although piggyback loans can be helpful for those who manage to keep up with their payments, the skyrocketing interest rate of the second loan is enough for anyone to walk away from their homes.2. First-Time Homebuyer Tax Credit AdvanceIf youre a first-time homebuyer, the First-Time Homebuyer Tax Credit is one of the most effective ways for you to afford your Miami Beach real estate property. The program offers qualified buyers of up to $8,000. But the seemingly generous perk can get you into trouble, especially if you rely on the tax credit advance in order to afford the property you want. What happens next is the possibility of your not being able to afford both your mortgage and advance payments. 3. Shady LendersThe growing real estate crisis introduced several mortgage brokers who furnish fake documents or dont disclose any...more

Buy The Right House For The Right Reasons

Years ago people would look for a house to buy that was in a place they wanted to live for a long period of time.They were looking in a specific location that had amenities the home buyer wanted like great schools, cute houses, restaurants and...more

What Makes A Great Neighborhood To Buy A Home In?

Its something we need to study. It really matters at resale if you are in an area where people are looking for homes.New homes are only new until someone lives in them. Then they are just another resale on the market with thousands of others. In bad...more

Home Buying And Selling A Business Perspective

We always approach home ownership from a business perspective. You know the old buy low, sell high. And its OK to haggle over the price you pay, in spite of the TV shows that are trying to train us to always pay asking price and skip inspections....more

Four Homes For Sale Nightmare You Must Avoid And How To Avoid Them

1. Closing day surprisesYou just made an offer to the home for sale you plan on buying; now youre just waiting to close then surprise! Your lender tells you that your interest rate has increased while during escrow. Worse yet, unexpected closing...more

How To Purchase A Suitable Home Through Louisville Foreclosures?

With a wide range of properties being offered at highly reduced prices and bargain deals through Louisville foreclosures, home buyers have been presented with a unique investment opportunity. Compared to other real estate ventures, purchasing a...more

How To Buy A Bargain Home Through Denver Foreclosures?

For home buyers looking for affordable housing options in todays real estate market, opting for a suitable property through Denver foreclosures is an ideal choice. With a wide range of choices and bargain home deals, foreclosed homes are located in...more
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