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Be Sure You Know What Your Health Insurance Does Not Cover

Be Sure You Know What Your Health Insurance Does Not Cover Around 7 million people in the UK are covered by health insurance, the majority being covered through their employers. The problem is that few have really studied their policy documents and many misunderstand what is covered. And perhaps just as important, what isn't. If you expect health insurance to pay all your health costs, you're mistaken. Health insurance is...more

Is a Little Bit of Health Insurance Better than No Health Insurance?

Is a Little Bit of Health Insurance Better than No Health Insurance? About 50 years ago, health insurance started to be an attractive incentive offered by employers to attract and keep good employees. Overall, group plans tended to be inexpensive for employers, with employees contributing a small amount of money or none at all to secure health insurance for themselves and their families.It was more expensive for individuals to pay...more

Understanding Health Insurance Brokers and Health Insurance

Understanding Health Insurance Brokers and Health Insurance If you are in the market to purchase your own health insurance coverage you can save yourself precious time and money by shopping and comparing policies right online. Sites dedicated to giving you quotes on various types of insurance make it very easy for you to get an idea of what your coverage and costs will be. However, please be forewarned that there are some pitfalls in using an insurance broker as I discovered within the past year.As a self employed person, I carry my own health and life insurance for my family. When making the move from New Jersey to North Carolina in 2004 I knew two things about our health insurance:1. I would have to shop for a health insurance provider covering North Carolina.2. Rates would be cheaper than in New Jersey, with costs being about half of what I had been paying and with slight better coverage.Several weeks before we moved I contacted a well known internet insurance broker and received quotes. We selected one company and received the paperwork from the broker about ten days before our move. Quite frankly, I wish I had started the process a little earlier as all of our...more

Can Unemployed Individuals Avail of Health Insurance?

Can Unemployed Individuals Avail of Health Insurance? Unemployed individuals may think that they no longer have options when it comes to finding an affordable health insurance.  In line with the recent layoffs, however, these individuals are realizing that they actually have cheaper options in comparison to the plans they had during...more

How to Save with Florida Health Insurance Options

How to Save with Florida Health Insurance Options How fast a serious illness or injury can lead to tens of thousands of dollars in related medical fees may shock you, and the need for Florida Health Insurance Plans to protect your assets and savings is an unfortunate reality. When you understand what options are available, you can...more

Health Insurance Option for Unemployed Individuals

Health Insurance Option for Unemployed Individuals If you are unemployed, you can still find options for affordable health insurance.  You may check into cobra which will help to convert your previous group health insurance policy into an individual insurance policy.  There is also the state continuation plan which enables you to continue the coverage of your former group insurance plan for a particular time period.But the problem exists when a person's previous employer did not offer any health insurance benefit while he is under the employment.  Some employers do not offer health care programs for employees because this is not in general, a legal requirement.  You may not also be eligible for a health benefit package if you are working as a part timer on your previous job.If the former job you are in did not offer you any health insurance benefit, you may not be qualified to ask for assistance by using cobra, state continuation or conversion.  Your most viable step for this matter is to contact the department of insurance in your state. This is for you to gain information regarding any health insurance plan that they provide for the unemployed, or one...more

Affordable Health Insurance Premium in California

Affordable Health Insurance Premium in California We all know the importance of having health insurance. After all, we want to make sure that our loved ones are taken care of when we do not exist. But before you move out and purchase a...more

The Truth of Critical Illness Insurance

The Truth of Critical Illness Insurance Insurers treat the non-disclosure of information on an application form very seriously indeed, and it is the most common cause for the rejection of a life or critical illness insurance claim....more

The Dilemma Of Costly Health Insurance Costs In The United States

The Dilemma Of Costly Health Insurance Costs In The United States It is impossible to estimate how much health insurance will cost on an average. There are just simply too many factors to consider that throw all the numbers off. In...more

Healing Spells are Better than Doctors

Healing Spells are Better than Doctors Everyone falls sick once in a while; being healthy is the ideal form of existence, and this is where health spells can be of use. Health is one of the biggest assets in life. People have been...more

Finding The Best Doctors

Finding The Best Doctors When we are little kids, we never have to worry about things such as going to the doctor because our parents took care of that stuff for us; they made sure we had the appointment and they got us there. However,...more

Prediction: Large Companies Will Keep Offering Employer-Sponsored Health Insurance

Prediction: Large Companies Will Keep Offering Employer-Sponsored Health Insurance Health insurance reform certainly changes the face of coverage in this country. Health care will become less dependent on working for an employer that...more
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