I read an article from Callcredit looking at how different age groups manage their debts in different ways. According to the research, it looks like the 35-44 age range is one that could really work on improving their debt management skills. They performed worse than the 'average' borrower across quite a few categories. For example, 13% of the people in that age range said they'd 'overestimated their income'...more
Anyone that has a high level of debt or a number of creditors to pay off each month will know how stressful and difficult financial management can be. However, for those crippling themselves with monthly outgoing as a result of high debt levels there are some steps that could help to reduce the amount that you have to pay out each month, as well as reducing overall interest paid on your debts.1. See where you can make cutback's on your...more
Making the decision to sell your home is usually not an easy one. Unless you are moving into a bigger and better house, leaving your home can be difficult. Whether you are moving to a new location for a job or to be closer to family or you are forced to sell your house for financial reasons, going through with the task can be a difficult one to manage. It is one which will also typically take a long time to complete, so when you are looking to sell house quick, you'll want to consider what avenues are available. Don't make the act of "sell my house" more difficult than it needs to be.The problem when you want to sell house quick is that listing it through a typical real estate agency takes time and money. When you put the charge of "sell my house" upon a realtor, you are going to be waiting for months before the sale is complete. There will be a great deal of time that passes before people even start to come to view the house, as it will need to undergo a number of inspections to determine the condition of the house and what its worth is valued at. This isn't great for someone who is looking to sell house quick and if this is your situation, you will want to find...more
Today, in our difficult economy, more and more people are opting to sell their unwanted or broken gold jewelry and other precious metal items in order to raise fast cash. And while there are many, many buyers online, it's important to avoid scams and maximize the amount you will be paid.Our purpose is to inform you about the leading buyers,...more
A jumbo mortgage loan is for an amount higher than the maximum loan amount established by Freddie Mac and Fannie Mae, the two government sponsored mortgage corporations. The caps are set at the beginning of each year, based on average market prices; as of now a jumbo loan is defined as a loan for more than $417,000, although the amount is higher in...more
Students coming from Georgia can apply for Georgia Hope scholarship, as it is specifically available for Georgia residents with good academic achievements. It is interesting to know that the word 'Hope' in the name of the scholarship stands for Outstanding Pupils Educationally.Georgia Hope scholarship enables students to obtain college education for the betterment of their future and make a difference. This scholarship is a great way to pay off all your expenses like books and tuition fees etc.It is a good option for students who wish to pursue their bachelor's degree from any institution within the state of Georgia, and get their funding for education expenses.You have to meet some eligibility requirements for Georgia Hope scholarship, just like you have to for any other scholarship to get financial assistance.It is very important that you should have graduated with good scores from a known accredited high school or with at least a 3.0 GPA in college. But if you had been taking home schooling and did not attend an eligible school, then your SAT or ACT scores will be considered to measure for your merit position.Students applying for Georgia Hope scholarship must be...more
If you are careless with money, it can take both a physical and emotional toll on your life. Use the tips below to better manage your personal finances.Develop a budget you can live with to get your finances in order. A budget promotes disciplined...more
During the past sixty years, most economic, market, and interest rate cycles have lasted from two to five years, peak-to-peak. Rarely have any of the cycle-tracking market indices moved in tandem, and none of the cycles are considered to be...more
5 Easy Steps To Eliminate Debt Copyright (c) 2010 Andre van der PoelMore and more people are getting swallowed up by debt. I'm sure you've read and heard many of the statistics and stories in the news. One of the keys to financial...more
You don't have to have a college degree in finance to control your own. With a little planning and discipline, you can live on what you make while putting some aside to grow your net worth.Replace all of your old light bulbs with new, efficient...more
Author: Andy MauleLooking to make a World of Warcraft gold purchase? No problem. You can get gold online and start mastering World of Warcraft, but you have to make sure you either find a great guide or a good vendor. Many people decide to go with a...more
While money is something that we use almost every day, most people don't know much about using it properly. It's important to educate yourself about money, so that you can make financial decisions that are right for you. This article is...more