An Overview Of Over 50 Life Insurance Policies Life is very unpredictable and it is next to impossible to determine what the future has in store for us. If this were possible, then we would all be prepared for the different events life presents us and not be caught off guard by life's twists and turns. It is however impossible to predict the future. Therefore, the next best thing we could do is to guarantee our dependents an easy time...more
Divorce Virginia Chesterfield County Property Settlement Agreement PSA QDRO Pension Profit Sharing Life Insurance J.M. LEWIS, JR. v. LYNNE H. LEWISCOURT OF APPEALS OF VIRGINIA53 Va. App. 528Husband appeals from these April 9, 2008 ordersIssues:Whether the trial court erred in awarding wife half of the marital portion of his pension plan?Whether the trial court erred in awarding wife the growth on her portion of the marital share of...more
Funeral expenses are rising at an alarming rate. As a young adult, this fact has probably never crossed your mind. There is way too much living to do to even think of death. Yet as we age, these things begin to creep up on us and concern takes the place of complacency. It was never our intent to leave this concern in the hands of our loved ones. Are we to remain uninsured, or is there such a thing as over 50 life insurance? Often, physical illness of some sort is all a part of the aging process. We may have made the decision at one time to purchase term life insurance due to its low cost. But now when we need it the most, it has expired leaving us with nothing to fall back on. With little foresight as to how things have changed, insurance companies remain stolid in their belief that older people will have debt paid off and not need insurance. We could have a policy reissued, even though the cost has increased with age and all medical problems have to be documented by a doctor. Even minimal health issues will increase the premium and very often people cannot afford even this lower cost coverage. The advancement in medical procedures are the main contributing factor to the added...more
Comparing Life Insurance Quotes Looking into life insurance is something which is extremely important and you will need to consider it very carefully before making any final decisions. The big question is whether you want to buy whole life insurance or term life insurance. Term life insurance simply means that when the person who is insured...more
Permanent life insurance is insurance policy ideal for those who dont want to feel like investing in term life insurance policy. This is often due to the fact that term life insurance, at times, results in no payment if nothing happens in the stipulated period of insurance. For example; you pay and ensure your car for a stipulated period but if...more
If you have recently had a heart attack, getting life insurance at a fair rate may not be as difficult as you think. Depending on the severity of your condition, there are some medical underwriters that may look at your case more favorably than others.Heart disease affects about 12 percent of the American adult population and is ranked the number one killer disease of the nation, according to statistics from the Centers for Disease Control and Prevention. The good news is that there is continual improvement in the field of medical research. Over the years, treatment of heart attacks has had more positive results, leading to quicker recovery. However, it is not surprising to note that life insurance companies would consider a person who has had a heart attack, a high-risk category. Life insurance rates for such people would reflect the severity of the disease and the steps that have been taken to treat it. While preferred rates may not be applicable, you may be able to get standard rates.Here are a few tips on how to get the best life insurance rates even after you have had a heart attack.Dont wait to purchase a life insurance policy after a heart attack. Some life insurance...more
For most of us, the economy has hit our pockets hard. Trying to make ends meet, who hasnt missed a few credit card payments here and there? You may think nothing of it, but your life insurance carrier sure does. Besides looking at your health...more
Most of us spend a lot of time choosing the perfect gift to give to your loved ones during the holiday season. Gifting a life insurance policy is probably the least thought of, but could be one of the best gifts you have ever given. It may seem like...more
If you own a life insurance policy, makes sure your beneficiary knows exactly what to do when the need arises. A beneficiary is the one who receives the proceeds of your death benefits. Its only right that you should walk him or her through the...more
A life insurance policy is basically a mutual agreement between your life insurance carrier and you. You agree to pay a certain amount of premiums for a stipulated number of years. In return, the life insurance company agrees to pay your beneficiary...more
Add spark to life and transplant Cord Blood Cord Blood transplant: Few years back we were unaware of the fact that the blood, which is commonly known as the Placental blood, can be of immense use. Several life threatening diseases like cancer,...more
Explore Life Insurance for Medical Professionals with Critical illness life cover!! Get Life Insurance for Medical Professionals with Critical illness life cover easily.Whenever you get a quotation for Life Insurance for Medical...more