4 Valuable Factors To Learn About Life Insurance Leads Some of the things you need to learn about life insurance leads are that life insurance leads generated through direct mail have an increasing success rate, the telemarketing method is one particular affordable strategy to get life insurance leads, life insurance leads could be generated through the use of mass media, and Internet leads are expensive but are one of the least...more
Warren William Zevon, perhaps best known for his hit song "Werewolves of London" was one of the victims of mesothelioma. And he never really knew how he acquired this asbestos-related disease.Zevon was an American rock singer, songwriter, and musician who had a sardonic sense of humor. He was born in Chicago, Illinois on January 2¸1947.For a brief time after his family moved to Fresno, California he occasionally visited the home of Igor...more
With the removal of 'whole life' insurance policies from the Australian market some time ago, life insurance has been simpler than ever. The remaining option, term life insurance, works in exactly the same way as any other insurance product. You pay a premium, the insurance company gives you a list of covered events and if one of them happens, you can claim the listed amount. This also applies to trauma insurance and TPD insurance (total and permanent disability insurance). However, new research has shown a startling lack of understanding with regards to life insurance policies by Australians. Today we reveal 5 common and deadly misconceptions about life insurance.1. Believing that you have 'social life insurance' availableAustralia is very lucky to have socialized healthcare and a good system to support those that are unemployed and disabled. However, many Australians believe the Federal Government is required to financially assist families in the event of one member's premature death.If you do not have Life Insurance cover and you become unemployed due to grief from the death of a family member you may be entitled to unemployment benefits...more
Worried about the spiraling life insurance premium? We have enlisted 5 quickest ways to lower your life insurance premium. Well, keep these points in mind but do tread with caution and act prudently.Shop around and Bargain Shop, Compare and Bargain! Well, the oldest principle, old as dirt, but still going strong. Once decided on your coverage,...more
Buying life insurance is a financial decision that shouldn't be taken lightly. If you do your research and go into policy selection with both eyes open, you can find an affordable life insurance premium with the coverage that you and your family need in the case of an unfortunate accident.Consider these helpful tips to save money on life...more
Yoga has had a profound impact on human mortals since time immemorial. This five thousand years old phenomenon has been at the heart of the Indian civilization through the ages. Thousands of people worldwide are now practicing this beautiful phenomenon to enjoy a blissful and healthy life. There are many benefits which come out by the regular practice of Yoga. Yoga is derived from the Sanskrit word "Yuj" which means "union" or "to unite". Meditation or 'Dhyana' is an integral part of Yoga. Meditation enables a person to delve deep inside oneself. Meditation makes us deal with everyday stress and also helps us to reach a state of mindfulness. Listening to music while performing meditation enables the mind to focus on a single point. Spirit Voyage is an online gifting company that offers various meditation music CDs which aid a practitioner to achieve a total state of mindfulness. Yoga, be it Kundalini Yoga, Ashthanga Yoga or Hatha yoga is always a doorway to a healthy state of the mind and body. Spirit Voyage offers various Yoga DVD collections that are suitable for morning practice and evening practice. Mind and meditation by Yogi Bhajan, Shiva Rea complete...more
There are numerous benefits of life insurance. Like other insurance products, it does not only facilitate wealth creation but also give the policyholder's family and dependents a sense of security. Term and whole life insurances are the two life...more
One of the main reasons people dont purchase long term care (LTC) insurance is because the premiums are expensive and they think the gamble of paying all that money against the probability of needing long term care is just not worth it. Many people...more
A lot of people are indecisive of getting long term care insurance. Most of them question the importance of long term care insurance and rely on cheaper or economical means of insuring their elderly health. The views are always divided in the pros...more
4 Important Issues in Renewing Your Life Insurance Policy Life insuranceAfter all the heavy decisions and intricate calculations that went into taking out a life insurance policy, renewing one seems like the most natural thing in the world!...more
Term life insurance provides life insurance coverage for a specific time period (the term). It is often referred to as pure insurance. The face amount of the policy is paid if you die during the term of the policy. When you live longer than the term...more
4 Important Things To Consider While Taking A Mortgage Life Insurance With mortgage life insurance your family will not have to worry about paying for the house when you die. You need to know what a mortgage life insurance is, its types,...more