When looking into health insurance of any kind the rules, regulations and stipulations often make it so that every word on the policy seems foreign and a bit sketchy. The policy is never laid on it terms that one without industry knowledge would completely understand. Words such as co-payment, deductible, family allowance, preventative vs. routine care often times add confusion in really understanding what is being offered. Health Insurance in...more
Star health insurance plans to launch a dental insurance to part soon.Currently, insurance companies offer limited coverage for some dental procedures under general anesthesia, the health insurance plans. The insurance covers the majority are for dental treatment 24 hours of hospitalization or life-threatening situations. There are no comprehensive plans independent dental care.The coverage is full of warnings. But with increasing awareness of...more
The critical illness insurance is an insurance plan, through which the insurer pays a sum of financial aid to the policy holder if he/she is detected to have one of the critical illnesses that are present in the policy. If the policy holder is going through an operation like, heart bypass surgery then the policy can also pay a regular income to the policy holder. There is a survival period for the policy holder that is, he has to wait for a period of time from the day he has been first diagnosed with the illness before he claims for the insurance. The critical illness cover has specific terms and conditions to approve that the critical illness diagnosis is valid or not. According to the contract, the illness should be diagnosed by a doctor who is specialized in that particular illness. There are few critical illness insurance policies that directly pay the medical institution for the medicine, treatment and diagnosis of the policy holder. The total cost including specialists and all the consecutive treatment procedure for the illness. This is mainly done to cover the costly medical treatments for the critical illness like Cancer. Organ transplantation and cardiovascular procedures...more
Are you at risk of losing your health insurance coverage because you recently lost your job or encountered a medical condition that makes it difficult to maintain the coverage you currently have? There are options available for you if you are interested in finding alternative ways of getting quality coverage you can afford despite your current...more
Impact of Health Reforms on Health Insurance for Women in Virginia Women always wanted that some steps should be taken in order to provide them better and easier choices to buy affordable medical plans in Virginia. Though there are lots of state-run insurance policies that extend help to these women, the Affordable Care Act provides...more
If you are an adult age 18 to 64 and have income that is too high to qualify for Medicaid, you can enroll yourself in Family Health Plus if you are living in the right region of the country. It is a public health insurance program for qualified citizens. This health insurance is managed by the local participating plans around the area and offers very low co-payments. If you already have health insurance under a federal benefit plan you are not qualified for this health insurance plan, but if you have an employer-sponsored type of health insurance you may be eligible to enroll at Health Care Plus. In agreement with them helping you to pay your deductibles and premiums, an amount of your income is designated for the program, depending on the size of your family. You do not have to pay for enrollment in Family Health Plus however, and there will be no deductibles once you are enrolled; only the co-payments will remain. Family Health Plus covers all of the basic services like hospitalizations, prescriptions, and primary care. Additional benefits included in this health insurance program are doctor's services, inpatient and outpatient hospital care, smoking cessation products,...more
Many might not even have n idea of purchasing an individual health insurance policy, or a group health insurance until and unless there is an emergency and they are hurt by it physically and mentally because of a big monetary loss they had to face...more
During our more youthful decades we might possibly never think of medical health insurance, and if prompted to provide feedback would possibly state that it was a total waste of cash. The harsh truth with regards to sickness is it doesn't...more
We do live in peculiar and disturbing times; the once very reliable National health service that generations have relied on is deteriorating in front of us. Enormous financial cut backs, reform and reports in relation to lack of basic care, equipment...more
It is very important today that you are able to provide accurate information to your physician. Providing a detailed family health history as well as a personal medical history will help to determine if you should undergo various screening tests to...more
If you are currently expecting and need health care insurance, you will probably find that the road ahead will be rough. Health insurance carriers know that they are likely to lose money on you and are unlikely to offer you insurance.Since this is...more
In the United States of America today, more citizens are going without health insurance policies than ever before. In 2011, the rate of uninsured Americans rose to 16.3 per cent, and many people are concerned for the state of health care in the US....more