Long Term Care InsuranceLong-term care insurance - Why is it necessary?If you are in poor health and above 65 years of age, then you should purchase long term care insurance policy as there is always inescapable possibility of getting injured and being unable to pay for medical care in the future. This policy is an indispensable part of your balanced retirement plan and serves as a tremendous help for taking care of your future financial needs...more
Long Term Care InsuranceIntroduction : Long term care health insuranceLong term care insurance plays an excellent role in cutting down the costs of medical and nursing expenditures for the people who have long term disabilities. Long-term care insurance provides you with proper care if you have a physical illness or disability, hands-on or stand-by assistance with your normal daily activities, such as eating or getting around. A regular health...more
Free-Look period in life insurance policies – What, Why and How? A life insurance policy is typically a long term financial commitment towards buying risk protection. Given the long term nature of the product where you are required to pay premiums for say between 10-30 years, it is extremely essential to be sure of what you are buying. Needless to say, the decision to choose a product should be taken after careful comparisons of available products in the market to ensure we get the right product for our specific needs. Even so, every once in a while, one may end up realising that the product bought by him or sold to him is not the right one. It is for scenarios such as these that the insurance regulatory framework in India provides customers with a ‘Free-Look' period during which one can return the policy to the insurer and get a refund of the premium paid.What is free-look period?Guidelines issued by the Insurance Regulatory and Development Authority (IRDA) allow customers an option to review their decision to purchase a particular life insurance policy and return the policy to the insurer if you so desire and get a refund of your premium. The duration of this...more
Life; pain, agony and success Well....everybody undergoes through stresses, difficulties, pain. Some fight it off while others lose it by just complaining about it. These tensions in life are so many that we tend to get afraid, fear grips and overtakes us. As to those who have the will and courage to face it, triumph. Most of the times this...more
Wondering How to Find Affordable Life Insurance Rates? An Insurance Broker Is Your Best ResourceIf you are wondering how to find affordable life insurance rates you should speak to an insurance broker. Unlike an insurance agent, an insurance broker has access to a number of different insurance policies and rates which means that they can help you...more
Long Term Care Insurance Long Term Care InsuranceGetting long term care insurance quotes is fast and easy with our online comparison service, saving your lots of time and money. Provide all your personal information, type of policy, zip code, age and health of applicant in order to get the best possible long term care insurance cost. You can easily obtain the best long term care insurance plans by matching price quotes from different insurance providers and selecting which one yields the maximum benefits for you. You should select the long-term care insurance policy that covers at least one year of home health care, or nursing home care coverage. If you are interested to fetch the lowest possible, free long term care insurance quotes, then you must compare about 3-4 insurance providers on our website.Definition of Long-term care health insurance policyA ****long-term care insurance policy is indispensable if you are not able to perform the basic activities that are necessary in daily living including dressing, bathing, eating, continence and toileting. A Long-term care insurance policy provides chronic care to the person suffering from serious illness or disabilities that may leave...more
Your Instant Life Insurance Quote Today The term life insurance covers a lot of things when it comes to a person's life. Life insurance is something which everyone invests in and works very hard to make it the best ever. After all, a lot...more
Insurance can be a security for your home, your property, your automobiles and business too. Life Insurance is always been said to be something that you should consider buying when you do not have the need for it. This is because of the reason that...more
Life insurance is one such issue that requires ample of importance but is often ignored by the masses. You can never predict when a accident may happen and no one has the luxury to know well in advance about the date of any accident. People with over...more
Making the Replacement Decision? Compare Term Life Insurance Quotes Replacing cash value with cash value.The classic objections to replacement strike with particular force if you're contemplating replacing one cash value policy with...more
Should You Drop Existing Life Insurance Policy? If you already have a life insurance policy and you're considering replacement, this article will help you make a decision. To the question of whether you should switch, many people in the...more
Replacing Your Policy? Compare Life Insurance Rates If your present policy happens to be a high-cost one, it may very well pay you to compare life insurance and switch, despite the cautions. Thus, before you decide either way - to switch to...more