Is Long Term Care Insurance a Good Idea? Long term care insurance has risen to fame as more and more American seniors are getting their nerves on the escalating long term care costs. In 2010, the Genworth Financial conducted a survey on the costs of institutional services throughout United States, the results show that the average annual cost for nursing home care is roughly $79,000 and will surely increase in few years. This can adversely...more
Things You Should Not Overlook In Buying Long Term Care Insurance Long term care insurance is indeed one of the most important investments we need today, especially in the future. The current costs of long term care facilities and services are scary, these rates will eventually ascend over the years and the burden will fall on millions of American adults and their families. Although LTCi is the answer to this problem, there are lots of...more
Comparing Long Term Care Insurance Policies We've heard it many times and agree that long term care insurance is important but, admittedly, we find it difficult to decide and plan on this. Most companies will offer list of confusing and technically written descriptions of benefit options and riders that we, consumers, become confused and irate as to which appropriate coverage should we get. Many of us want to save time and avoid headache when comparing long term care insurance policy options. The following should be assessed to determine the coverage you need:Your health conditionYour family health historyYour ageYour current income and assets you wish to protectYou family situation Evaluating Important Features of the Policy Premium. ‐‐The premium must be affordable enough to considerably pursue the lifestyle you have had and protect the assets you have reserved for your children and family. The general rule of thumb is the premium should not exceed 7 percent of income and 5 percent of total assets.Maximum daily or monthly benefit ‐‐ The benefits pay out either on a daily or monthly basis. Always canvass the costs of facilities in your area to get idea how...more
Getting Term Life Insurance simpler for you Are you in need of a simple Life insurance policy that costs you less? If financial coverage after death is your primary objective, term life insurance is the right solution for you. However, choosing the right policy among number of "Term" options is a daunting task. And, you need professional...more
Man is Mortal. That makes life insurance a little unique and interesting, doesnt it? We purchase things like health insurance, car insurance and home insurance, then hope we never have a need to use them. Life insurance is different, because its a widely accepted fact that sooner or later, each one of us will die.So many choices. When it comes to...more
Life Insurance Lexington NC - 33 Secret Tips To Not Get RIPPED OFF Hey there, it's Tripp, better known as the Life Insurance Whiz. So I see you're hunting for "life insurance lexington". Before you make another click, run over to http://www.LifeInsuranceSecretReport.com and snag my FREE, easy to read, 16pg report exposing "33 Secret Tips You MUST Know about Life Insurance to Avoid Getting Ripped Off".Because chances are, up until now, you've been overwhelmed with... -Thousands of websites trying to entice you with cute family photos and unrealistic offers. -Companies trying to duke it out with who's got the lowest quotes...who's been around for 800 years.Your brain is probably shutting down from information overload. As a matter of fact...you may have been tempted to throw in the towel on the whole dang thing!Well, this report of Life Insurance Insider's Secrets is going to make your life a WHOLE LOT EASIER. You see...over the years I've learned that those things just don't impress people anymore. When they're searching for "life insurance lexington", what they're really looking for is someone that's REAL and relatable...more
A diagnosis of depression is often more of a relief than a burden. As opposed to a diagnosis of cancer, multiple sclerosis or HIV, a diagnosis of depression gives you a way forward, acknowledging the reality and treat ability of your condition....more
For many of us, retirement is a strange and very far off time. However, for an equal number of people, retirement is just around the corner! In today's society, the voices tend to belong to the Baby Boomers and younger generations, who are...more
Key Advantages of Whole Life Insurance There are four basic kinds of life insurance from which you can choose and whole life insurance is one of them. Whole life insurance covers you for your whole life rather than for only a restricted term....more
As it is called, long term disability insurance should pay you an income in case of disability for an extended period of time. For most people, it seems that that period of time is at least 5, 10 years or to age 65. What we have found though, is...more
Should I buy Life Insurance in Idaho Living in this world is uncertain that people today should prepare for any eventuality that may arise at anytime. In fact, the only thing that are certain in life are paying for taxes and facing death. One...more
Fabulous Fun and Funky Scottsdale Nightlife Hot Spots If you're interested in purchasing one of the many beautiful luxury Scottsdale homes for sale, you might just also be interested in Scottsdale's famous nightlife. Scottsdale is...more