The critical illness insurance is one of the most popular protection insurances that you can take if you anticipate to suffer from any critical illness in the future. This insurance plan will cover the illness that you decide while choosing the plan. You can also combine the critical insurance cover along with the life insurance plan. In case you want to protect your family, then it is better if you go for the level term plan. The level term plan...more
The Pet Health Insurance Scene in USA Laws, rules and regulations have recently been extended to pets as well. Therefore it comes as a no surprise if someone spoke of pet health insurance. This has grown into a multi-faceted business today with celebrities advertising (read: flaunting) their pet health insurance policies! Though Europe was the pioneer country which started this entire pet health care insurance scene, other...more
Having cancer, stroke or heart attack are big blows to just about anyone and the thought of facing financial problems for medical treatments can just be as painful as the physical pain. Fortunately, people who get critically ill can get financial relief from the critical illness insurance. Critical illness insurance is a type of insurance that pays tax-free cash when the insured gets diagnosed with any of the wide range of covered critical illnesses. In some insurance companies, this insurance also pays out to an insured who becomes permanently disabled and unable to work due to either sickness or accident. Policies may differ depending on the insurance company and it is always best to compare health insurance before purchasing to be able to get a more appropriate insurance for your needs. Becoming critically ill can cause many significant changes in ones lifestyle and plans. Healthcare needs become a priority over work, family plans, personal goals and other long term plans. Financial commitments change drastically as more could be needed for treatment. Career plans may be deferred or even changed forever. The family may also have to make many adjustments especially if you are the...more
Health Insurance Reform Marketing: Full Court Press With a public that remains skeptical of both the concept and execution of healthcare reform, the Obama administration believes that what is needed is a greater public relations effort. Strangely for a president whose campaign marketing was wildly successful and admired, he has...more
Buying health insurance online is undoubtedly the most pragmatic and convenient option for an individual as it gives him/her the liberty to go through each policy feature carefully, compare policies of different as well as same health insurance provider and then accordingly select the one that best suits the requirements.The importance of medical...more
With the difficulty for many people to pay for necessary health care, there are a number of different types of government-provided health insurance. Many people assume that this type of insurance requires individuals to be dirt poor to qualify, but this is not actually the case. Read on for a review of many of the options offered by both federal and state governments to help keep you and your family healthy.Perhaps the most well known governmental health insurance program is Medicaid. Offered to low income individuals, it is jointly funded by both the federal and state government, and managed by each individual state separately. One of the most important aspects for qualification is that an applicant be considered to be living at or below the current federal poverty level, which varies from year to year. Assets are also taken into consideration, and a person or family may be deemed ineligible if their assets exceed a certain amount.Medicaid is also available to some other citizens, including those that are pregnant and without insurance, the disabled, blind, and some children. Even if a child's parents are not eligible for Medicaid, he or she most likely will be eligible for...more
American health insurance sector has witnessed key changes since the beginning of this year. Read on to find out what these changes mean for common Americans. Get useful tips on choosing an insurance package that is the closest to your requirements...more
In the unfortunate event of being diagnosed with a severe illness at any point during your life, critical illness insurance will pay out a lump sum. As with any type of insurance plan, it comes with varying rules and regulations that must be...more
If you are running an organization in Chicago, Illinois then concerning the health of your employees becomes so vital for you. In this regard, you cant ignore the importance of widely appreciated group health insurance plans used as one of the...more
When it comes to choosing between health insurance plans, the jargon and fine print can easily prove overwhelming. While you may feel the urge to play "eeny, meeny, miney, moe" and simply pick one at random, it is nevertheless extremely important to...more
Health insurance generally covers health risks and helps the policy holder with health care expenses like vaccines, X-rays, routine physical examinations and hospitalization. There are several private medical insurance companies that make coverage...more
Many of us have not even thought about taking out a form of personal insurance and why havent we? Our lives are very busy doing something else and always putting it off. If we were to develop a critical illness and become ill, die of a heart attack...more