Basic bank accounts are accounts that allow you to make payments through them or receive your money into them
. Compare and select There are a lot of building societies in UK that provide you an opportunity to open basic accounts. Compare bank accounts provided by various banks and building societies on the basis of certain pertinent criterions such as bank charges and other costs and benefits attached to them. Once you have selected a bank account that best suits your requirement, you can open it by providing certain verification documents and filling up an account opening form. It is necessary to meet the eligibility criterions of various banks to open an account. Key points about a basic bank account To avoid any confusion later on, it is good to be informed about certain points related to a basic bank account in advance. For instance, there is no cheque book issued with a basic bank account. Secondly, you do not get an overdraft facility with a basic bank account. You are not charged anything for paying sterling cheques from your basic account. Moreover, you can pay for your bills from your basic bank account through direct debit or a standing order. Lastly, it might be a little difficult to open bank accounts for bankrupts. Important points Before you choose among various basic bank accounts in UK, make sure that you clarify certain pints. Firstly, make sure that you can use the ATM machines that are near your office or home. If you are not sure whether you have this facility, you can ask your bank or building society about this. It is also advisable to check that you have a branch of your building society or bank near your place of work or home. This will help you to deposit money or keep a track of your account.