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Reoccurring Credit Card Auto Insurance Payments

With policy retention for auto insurance clients that have automatic payments deducted from their checking account significantly higher that other clients on direct bill, many insurance companies are offering more competitive payment plans, lower initial payments, and reduced billing fees to entice consumers to enroll in automatic payments.This has been a growing trend in the last couple of years. The percentage of clients that have...more

Auto Insurance Reinstatement with No lapse in Coverage

Many insurance companies are changing their guidelines for policy reinstatements. When a policy is set up for monthly installments the insurance company will cancel the policy after the grace period due to non-payment of premium. Although the insured will not have coverage after the cancelation date many companies are offering to reinstate the same policy term rather than having the client purchase a new policy.There are a few ways...more

Qualifying for a Family Auto Insurance Policy

There are many benefits of purchasing an auto insurance policy that covers the entire family as drivers and all of the vehicles in the household. There is generally a significant savings associated with having a family policy, all of the drivers can share vehicles and have coverage, and the billing of a single policy is much easier to manage than having multiple policies.It is important for these policies to be evaluated to ensure that the family qualifies to be on a single policy. Requirements will vary between insurance companies and not all insurance companies follow the same guidelines. Common restrictions would be the garaging addresses of the vehicles and the insurable interest in the vehicles themselves.Many carriers in California require that the named insured or spouse be the registered owner of all vehicles on the policy. This poses an issue as the children in the home mature and often time adult children prefer to finance vehicles exclusively in their own name in order to build a good credit history.Another common issue is when the adult children move out of the home or go away to college. Many parents prefer to pay for their children's insurance...more

Returned EFT Auto Insurance Payments

Consumers should be weary of the consequences associated with having payments that are not honored by their bank when their auto insurance policy is set up on automatic payments. Although there is significant savings in the billing fees, having multiple payments that are not honored could easily cost more that setting the auto...more

Higher Down Payments for Commercial Auto Policies with Filings

Many companies that offer commercial auto insurance will offer a variety of payment plans for the policy. Eligibility of these plans will vary from policy to policy and often depends on whether or not the policy has fillings that are associated with it.In California, many insurance companies will issue an MCP filling for the insured....more

Towing Coverage on an Auto Insurance Policy

It is important for consumers to understand the differences between towing reimbursement and roadside assistance coverage on their auto insurance policy. Although many people believe that they are the same, in fact there are several differences between the two.With most insurance companies, towing reimbursement coverage will be offered to all vehicles that carry physical damage, otherwise known as, comprehensive and collision coverage. With a roadside assistance plan consumers can generally enroll all vehicles regardless of coverage.Also, there are major differences in the claims process between this coverage. With towing reimbursement coverage the insurance company will reimburse up to the stated limit listed on the policy. The insured would need to pay out for the disablement and can then report the incident to the insurance company and request reimbursement up to the stated limit on the policy. Generally, this policy will have between $50 and $200 coverage available.With a roadside assistance plan the consumer can call the dispatch phone number associated with the account and all billing will be arranged between the towing company and roadside assistance provider...more

Glass Coverage on Auto Insurance Policies

Many auto insurance policy holders are not aware of the limitations of glass coverage protection on their auto insurance policy. Many auto insurance companies offer protection to their policy holders that carry comprehensive and...more

Buying Auto Insurance In Dayton Akin To Purchasing A Vehicle

We could sit here and rehash to you the requirements for operating an automobile on the streets of Dayton, Ohio but instead we decided to cut to the chase and get down to brass tacks. When you are buying auto insurance in Dayton it is much like...more

Classic Car Insurance Requirements

Many Americans have taken interest in restoring classic vehicles but when it comes to insuring them many of these classic car owners are unaware of the options for coverage. Many standard auto insurance policies are not designed to...more

Where to Get Classic Car Insurance during Restoration

As the interest in restoration of classic car restoration increase so does the amount of classic car owners that are in the midst of restoration of their vehicles. These classic car enthusiasts are learning quickly that it can be a...more

Qing Yi Autonomous Optical Design Tft

Qing Yi Precision Optical (Shenzhen) Co., Ltd. (hereinafter referred to as "Qing Yi-optical") self-designed TFT-MASK project a project will be completed ceremony and celebration of the tenth anniversary of the Qing Yi Optoelectronics...more

Lilly Allen's Whiplash Injury Is A Rarity: It Didn't Happen In A Car

Lily Allen has been in the news this week after sustaining whiplash in a fall at a London hotel.The singer and budding fashion designer, who is three months' pregnant, slipped in the lobby of the Wolseley hotel after attending a business meeting...more
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