Auto Insurance, A Must For Car Owners
Driving a brand new car along the highway is a dream comes true for John
. One clear day, he was driving fast along the highway. He could see the scenery was zipping fast like a rocket. He could feel the wind rushing on his face, and it brought him an exhilarating feeling. Suddenly, a tire of his car burst and the car swerved dangerously. The car landed on the mountainside adjoining the highway. The fast speed of his car caused it to be a mangled mess. However, he was not flustered at all because his car was insured.Yes, car insurance can be a considerable help for you. Just like John, you too, can just charge the accident to experience and expenses to your insurance policy.
Automobile insurance is a necessity for everyone who owns and drives cars. Although, having one would entail an additional expenses, but in times of crisis like road accident, you wouldn't be bothered by financial expenses anymore.
In this article, I will show you what are covered and not covered by the automobile insurance.
What are covered with an automobile insurance?
Loss or damage caused by, accident, housebreaking or theft, self-ignition, lightning, fire, malicious act, and explosion by collision.
Loss or damage while travelling,by rail, air, by road, and elevator.
Loss or damage by, terrorism, inundation, earthquake, cyclone, flood, riots and strikes.
Pay for the expenses for, injury and death of the third party.
Expenses when the other party in the accident has insufficient or no insurance. This is under the Insufficient or No Insurance coverage.
Rental repayment covers expenses for loss or damage while driving a rented vehicle.
What are not covered with an automobile insurance?
Loss or damage due to war,a nuclear accident, and DUI
Loss or damage due to driving in a place which is not specified by the insurance policy and driven by an unlicensed driver.
Loss or damage due to wear and tear, electrical or mechanical failure and depreciation.
Now, that you know what are covered and not covered by an automobile auto insurance, you should weigh things carefully before you decide to buy a car automobile insurance policy. With all the cheap auto insurance advertised online, you should be careful in choosing the insurance company, as well. Make sure that the auto insurance policy you bought is tailor-made for your needs, and the monthly premium will not be a burden to you. Remember that carelessness in choosing the auto insurance policy can cost you dearly in the future.
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